Debt advice for people with long-term health conditions
With Centre for Responsible Credit
Programmes
We want to ensure that institutions, systems, and structures support Black, minoritised, and low-income households to live in financial security.
Our strategy Get in touchOur vision is a world where everybody has the financial freedom needed for good mental and physical health.
Our health and wealth are intertwined. We know that financial security and stability are important drivers of good health, and inequalities in health and wealth are stark in urban areas.
Where we work in Lambeth and Southwark, our research has shown that rates for long-term illnesses are higher for Black and minoritised communities, who are also more likely to be living on a lower income, in unsuitable housing, and in unhealthy jobs. In the communities we work with, outgoing costs frequently exceed income, causing constant stress and straining household resources.
Thousands of adults living in cities, and across the UK, do not have equitable access to the resources that enable good health. We believe that it is possible to build the financial foundations for adult health in a way that is more equal, more just, and more generative.
Our research has shown that people who are struggling financially report far lower levels of good health (43%) than those who describe themselves as financially comfortable (80%).
People from Black-African, Black-Caribbean and other Black communities across the UK are more than twice as likely to be struggling financially and more than three times as likely to live in a household that is behind on bills or rent.
The circumstances of people’s finances and the structures that enable community wealth building all have a role to play in good health.
Our long-term programme, formerly known as the multiple long-term conditions programme, therefore aims to inform the redesign of systems and the way the economy works to reset this health inequity.
By working with organisations to address the economic determinants of health we can ensure longer, healthier lives for all people living in urban areas.
We will work closely with local people, researchers, charities, and community organisations to invest in partnerships and initiatives that promote economic inclusion and support financial security.
Our work seeks to shift power to communities and change structurally unequal systems so that there is greater equity in access to building wealth and good health.
Become a partner or view our recent partnerships.
We partner with local, national and international organisations working to address the financial determinants of health. See some of our recent partnerships.
Financial foundations for adult health
With Centre for Responsible Credit
Financial foundations for adult health
With Elifinty
Financial foundations for adult health
With Timewise
We commissioned Clear Consultancy Services to analyse the impact of higher energy debts on individuals, households, and the debt advice sector. The resulting executive summary outlines seven key recommendations for how Ofgem, government, and the energy sector can improve support.
The impact of problem debt on people’s physical and mental health is deep rooted and damaging. We must work together to ensure that people who need it most can get free and impartial debt advice, improving their finances and their health.
Good health at work leads to more productive workplaces, fewer lost hours and fewer people leaving the job market.
Programmes
We want to break the link between low income and poor nutrition, by improving the quality of food options in lower-income neighbourhoods.
Programmes
Our vision is a world where every child has access to the things they need to be healthy, feel safe, and reach their full potential.
Programmes
Our vision is a healthier world where everyone breathes clean air.